The passing of the GENIUS Act in Congress is monumental. The GENIUS Act guarantees that: 1 - Stablecoins will be accessible in every App 2 - There will be many more stablecoins But, accessibility ≠ widespread adoption Here are the things people aren’t thinking about 🧵

What the GENIUS Act actually does: ✓ Creates a federal framework for USD-backed stables ✓ Authorizes oversight by @USTreasury ✓ Sets clear rules: reserves, redemptions, disclosures, licensing ✓ Bans yield - separating stables from “stable instruments” This is a reset.

Distribution of the technology isn’t the blocker anymore. USDC is native on 22 chains. USDT is on 50. (not counting bridges). There are 5,184 possible sender → recipient paths using just USDC and USDT In 2 years, today’s technical fragmentation will feel comically manageable

Here’s the problem: I’ve got USDC on ETH You want USDT on SOL To make that happen, I’d have to: ↳ Buy ETH for gas ↳ Swap USDC → USDT (paying ETH fees) ↳ Bridge USDT to Solana ↳ Buy SOL for gas ↳ Finally send the payment (paying SOL fees)

NOBODY is doing all that to send money to a friend Widespread adoption requires incredible UX

At @zerohashx we’ve been building for this moment for 8 years. We power the movement of value across: ✓ Any asset ✓ Any chain ✓ Anywhere in the world Our job is simple: Make all this usable.

Here’s how we do it (& some of the people we do it for): Pay & Payouts → @stripe, @Shift4 Account Funding → @Kalshi, @tastytrade Ramps → @moonpay, @Transak, @SimplexCC Remittances → @lightspark, @Felixpago Tokenization → @Securitize, @BlackRock, @FTI_US, @joinrepublic

We see cryptography as a technology - not an asset class. What does that mean? Here are a few examples ↓